Obex’s new decumulation functionality enhances financial advisory

For clients financial security is not only about saving – it is just as much about getting the most out of their wealth when working life comes to an end. As a financial advisor, it is therefore crucial to be able to help not only with saving, but also with planning the best possible decumulation, so that the client’s finances last as long as possible.

With Keylane’s financial planning platform Obex, advisors have long had strong tools for the savings period. As of August, the platform has been expanded with a complete decumulation function, giving advisors the opportunity to create even more value in their dialogue with clients.

The new decumulation functionality makes it possible to advise across the client’s entire wealth: pensions, free assets, holding companies, and even privately owned businesses. Advisors can set up one or more decumulation plans, giving the client a clear overview of different alternatives – and thus enabling better decisions based on both needs and financial possibilities.

Built-in improvement suggestions add value
Obex helps the advisor optimise the plan through built-in improvement suggestions. These show how even small adjustments can make savings last longer – whether it concerns the order of withdrawals or balancing between different asset types.

For the client, this provides very tangible added value: the assurance that simple measures can free up more funds to secure financial freedom – and to make life a little sweeter.

Making complexity simple
When should pension funds be used before free assets? How can liquidity be ensured over time? And how much will remain to support an active retirement?

It can be difficult to gain an overview of all the elements a decumulation plan involves, but the Obex platform ties everything together in one complete solution. This allows the advisor to clearly show the consequences of different choices and provide the client with peace of mind.

With the introduction of yet another strong feature, Obex strengthens the advisory process and enhances the value of every client meeting. The platform supports the advisor’s work from the first savings to the final payout – always with a focus on transparency and the client’s best financial outcome. And this is only the beginning. More features are on the way that will make Obex an even stronger partner in financial advice.

More information

Contact Director for Obex, Martin Jönsson, at martin.joensson@keylane.com if you would like to learn more about how Obex can optimise your advisory process.