UL3: Life insurance administration built around the full contract lifecycle

Products, tax regimes, compliance obligations and fund-linked processes all have to be managed with accuracy and control. UL3 gives Belgian life insurers a proven platform for underwriting and policy administration, from quote to disbursement.

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One platform, from quote to disbursement

UL3 supports the processes that matter most in life insurance administration: quotation, underwriting, premium collection, policy changes, reporting, fiscal statements, claims handling and disbursements.Manage complex products, regulatory obligations and customer servicing in one integrated environment.

Connected, not isolated

APIs connect UL3 with the wider application landscape, so core administration stays connected to the rest of the business.

12

Belgian life insurance companies on UL3

15+

complex legacy migrations delivered

100%

implementation track record

10+ years

average customer relationship

What UL3 brings together

The full contract lifecycle

Quote, underwriting, premiums, policy changes, reporting, fiscal statements, claims handling and disbursements, administered in one place.

Belgian market depth

Belgian tax regimes and the products this market actually sells: savings and investment insurance, Branch 21/23/44, mortgage insurance, annuities, second and third pillar arrangements, disability insurance and capitalisation products.

Built-in workflow

Communication between insurers, brokers, employers and affiliates, with transparent overviews so front-office teams can handle more themselves.

Complex administration, under control

Control the full contract lifecycle

Manage life and pension insurance processes from quote to disbursement in one integrated environment, with control across the full policy lifecycle

Handle Belgian complexity with confidence

Administer the full range of Belgian personal insurance products and tax regimes on a platform built for this market rather than adapted to it.

Make front-office teams more effective

Built-in workflow and transparent overviews let front-office teams handle more administrative processes independently, reducing pressure on specialist back-office teams.

Stay compliant and audit-ready

Support for AML, GDPR, fiscal requirements, social legislation and DB2P statements. Generation History and Audit Trail show who changed what, and when.

Migrate complex portfolios with less risk

Extensive migration experience with classic life portfolios and complex Belgian products, protecting business continuity through transition.

Where AI Innovation gets built

AI inherits the quality of the data beneath it. Keylane’s core platforms produce governed insurance and pension data every day, in live European operations, with the logic of these industries modelled into it.

Keylane Automate is where your teams put it to work. Design, run and govern AI agents and workflows, no code, without waiting on a release cycle. Human oversight where the stakes require it.

Explore Keylane Automate